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Earbuds get lost more than they break
Headphones and Speaker Insurance
Headphones and speaker insurance from Dynamo covers accidental damage, theft and loss across AirPods, Bose, Sony, Beats, Sennheiser, JBL, Sonos and more. Claims are unlimited, cover applies worldwide, and you can cancel next month with no fee*.
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What our headphone and speaker insurance covers
- Loss of a single earbud or a charging case
- Accidental damage including crushing and hinge failure
- Water and sweat damage beyond the rating
- Theft from bags, gyms and vehicles
- Portable speakers taken outdoors
Loss is the claim that matters here
Headphones and earbuds are the one category where people lose them far more often than they break them, out of a pocket, off a train seat or in a changing room. Manufacturers charge full price for a single replacement bud and no warranty covers losing something, which is the gap this fills.
Over ear headphones fail at the fold
Travel headphones collapse to fit a case, and the hinge that allows it is the part that snaps, generally inside a bag rather than on your head.
Why Dynamo
Cover that works the way you do
Losing one earbud
A single bud costs a serious fraction of the pair to replace and is covered by nothing the manufacturer offers, which is why loss cover is worth asking about.
Charging cases
Earbuds without their case stop working within a day, and cases go missing separately because they live in a different pocket.
Crushed and folded headphones
Hinges and headbands are where over ear models fail, usually after being packed under something heavier.
Sweat and water
Moisture ratings are measured on new products and fall away with use, leaving sweat and rain damage outside every manufacturer warranty there is.
Portable speakers
Speakers taken to beaches, gardens and sites meet water and impact damage that no warranty covers.
Every brand we insure
AirPods, Bose, Sony, Beats, Sennheiser, JBL, Sonos, Bang and Olufsen, Jabra, Harman Kardon and Galaxy Buds.
How it works
How to insure your headphones
01
Tell us what you have
The make and model is all we need, whether it is a pair of earbuds or a party speaker.
02
Add it to a policy
Audio equipment sits alongside your phone and laptop on one monthly payment.
03
Claim online
Report damage or loss in the portal and we will arrange a warranted replacement.
The Dynamo way
Headphones and Speaker Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Brands we insure
FAQ
Headphones and Speaker Insurance questions
Anything we've missed? We're on 0330 22 32 897 or in the portal.
Loss is the single most valuable cover in this category, since losing an earbud is far more common than breaking one and no warranty covers it, so ask us about it when you quote.
AirPods, Bose, Sony, Beats, Sennheiser, JBL, Sonos, Bang and Olufsen, Jabra, Harman Kardon, Focal and Samsung Galaxy Buds.
Yes, and it matters because the case is frequently the part that goes missing rather than the buds.
Yes, beyond whatever rating your product carries, and no manufacturer covers moisture damage under warranty.
Yes, portable speakers are covered on the same terms as headphones, including impact and water damage outdoors.
Cover starts at £5.99 a month depending on what you are covering and the level of cover.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
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