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Spills, drops and theft covered
Laptop Insurance
Laptop insurance from Dynamo covers liquid spills, accidental damage, screen failure and theft on every laptop we insure, from MacBooks to Dell, Lenovo and Microsoft Surface machines. Claims are unlimited and cover applies wherever you work.
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What our laptop insurance covers
- Liquid spills, the commonest cause of a written off laptop
- Cracked and failed screens
- Accidental damage in bags and in transit
- Theft, including from a vehicle
- Hinge failure resulting from an accident
Soldered components changed the maths
Memory and storage used to be modules you could swap, and on most current laptops they are soldered to the mainboard. That means a spill reaching the board is not a component replacement but a replacement of the most expensive part of the machine, and often the data with it.
Home contents rarely follows the laptop
A laptop is the definition of a portable item, and portable items are exactly what standard home contents cover treats separately, usually requiring a personal possessions extension and often capping the single item value below what the machine cost.
Why Dynamo
Cover that works the way you do
Liquid spills
A spill reaches the board within seconds and takes soldered memory and storage with it, which is why it is the claim that ends more laptops than anything else.
Screen failure
Modern laptop panels are sealed assemblies, so a crack or a delamination is a replacement rather than a repair.
Damage in transit
Most laptop damage begins in a bag, whether that is a leaking bottle or a knock going through security.
Theft from vehicles
Laptops are among the most stolen items from cars, and a stolen machine is replaced with the same processor, memory and storage.
Every brand
MacBook, Dell, Lenovo, Microsoft Surface, HP and Asus machines are all covered at any age.
Cover where you work
The policy follows the laptop rather than an address, so home, office, client sites and abroad are all included.
What's covered
The detail, in plain English
No jargon and no surprises in the small print. The full wording is always a click away.
Get a Quote →We insure a wide range of laptops from leading brands, including Apple, Microsoft, and Windows-based systems.
- MacBook Pro (all sizes and chip versions)
- MacBook Air (M1, M2 and Intel versions)
We cover major Windows-based laptops, including:
- Dell XPS and Inspiron
- HP Spectre, Pavilion, Envy
- Lenovo ThinkPad, Yoga and IdeaPad
- Microsoft Surface Laptop & Surface Book
- Asus ZenBook, ROG and VivoBook
- Acer Swift, Aspire and Predator
- Google Pixelbook and Chromebooks
- Gaming laptops from MSI, Razer, Alienware and others
If you don’t see your device listed, just ask because the chances are, we’ll cover it.
How it works
How to insure your Laptop
01
Tell us the machine
Make, model and specification is all we need for a price.
02
Cover it before it travels
Start today or up to thirty days ahead, ideally before the next trip rather than after it.
03
Claim in the portal
Report the damage online and we will arrange the repair or replace the machine with a full warranty.
The Dynamo way
Laptop Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Brands we insure
A spill into a modern laptop usually means replacing the mainboard with the memory and storage soldered to it, which on most machines costs a substantial share of the purchase price.
MacBook Pro and Air, Dell XPS, Inspiron and Alienware, Lenovo ThinkPad, Yoga and IdeaPad, and Microsoft Surface machines.
Often only inside the home and frequently subject to a single item limit, so it is worth checking the personal possessions section before assuming you are covered.
Yes, and no manufacturer warranty covers a spill regardless of how new the machine is.
The policy covers the hardware rather than the data, so a current backup remains worth keeping.
Cover starts at £5.99 a month depending on the machine and the level of cover.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
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