Home / Gadget Insurance / Mobile Phone Insurance
Every make, every model, one monthly price
Mobile Phone Insurance
Mobile phone insurance from Dynamo covers cracked screens, accidental damage, liquid damage and theft on every make we insure, from Apple and Samsung to Nokia and Nothing. Claims are unlimited, cover is worldwide, and there is no twelve month contract.
Get an instant price
What our mobile phone insurance covers
- Cracked screens, the most common claim on any phone
- Cracked backs, which people rarely budget for
- Liquid damage beyond whatever IP rating your handset carries
- Theft, replaced with the same model, storage and colour
- Unlimited claims with a full warranty on replacements
Your network cover is usually not this
A lot of people believe the insurance offered with a contract does the same job, and often it caps the number of claims, carries a large excess, or excludes loss entirely. It is worth reading what you already pay for before deciding whether you need anything else.
An IP rating is not a promise
Every major manufacturer states that liquid damage falls outside the warranty, and that water resistance is tested on new handsets and reduces with normal wear. A three year old phone is materially less protected than the specification sheet suggests.
Why Dynamo
Cover that works the way you do
Cracked screens
Modern phone displays are bonded to the glass in front of them, so a crack means replacing the whole assembly, which is why it is both the commonest claim and the most expensive routine repair.
Cracked rear glass
Wireless charging means glass on the back as well as the front, and on many handsets that panel is bonded to the chassis, which makes it a surprisingly costly repair.
Liquid damage
No manufacturer treats water damage as a warranty matter regardless of the IP rating, and the rating itself weakens as seals age.
Theft
Phones are the most stolen item in Britain, and where yours is taken we replace it with the same model, storage and colour rather than an approximation.
Every make we insure
Apple, Samsung, Google, OnePlus, Xiaomi, Motorola, Honor, Nothing, Huawei, Oppo, Sony and Nokia handsets are all covered.
Several phones, one bill
A household with four phones can put them all on one policy with a single payment date rather than four separate arrangements.
What's covered
The detail, in plain English
No jargon and no surprises in the small print. The full wording is always a click away.
Get a Quote →We insure a wide range of mobile phone makes and models, from the latest flagship devices to popular mid-range handsets. Whether you own an iPhone, a Samsung Galaxy, or a handset from Google, OnePlus, or Xiaomi, you’ll find tailored mobile phone insurance that suits your needs.
We offer full Apple iPhone insurance for the latest and previous generation devices, including cover for accidental damage, theft, loss, and more. Models we currently insure include:
Our Samsung phone insurance includes premium protection for Galaxy S, A, Z Flip, and Z Fold ranges, plus older Note models. We cover:
- Galaxy Z Fold (1–6) and Z Flip (1–6)
- Galaxy S20 to S25 (including Plus, Ultra, FE and Edge models)
- Galaxy A23, A34, A40, A53, A240
- Galaxy Note 10, Note 20
Looking for Google Pixel insurance or cover for other Android brands? We also insure a variety of top mobile phone makes, including:
- OnePlus – 11, 12
- Xiaomi – 11, 11 Pro, 12S series, 12 Lite, 12T series
- Honor – Magic 5, 6, V2, V3
- Google Pixel – 6a to 9 Pro Fold (including XL models)
- Nothing – Phone
- Motorola – Razr
- Asus – Zenphone
If you don’t see your phone listed, get in touch – we may still be able to insure it.
How it works
How to insure your phone
01
Tell us which phone
Make, model and storage size is all we need and the price comes back immediately.
02
Choose the start date
Cover can begin today or up to thirty days ahead if an upgrade is on order.
03
Claim in the portal
Report the damage online at any hour and we will arrange a repair or send a warranted replacement.
The Dynamo way
Mobile Phone Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Brands we insure
It comes down to what a screen repair costs against the monthly premium, and because modern displays are bonded assemblies rather than a pane of glass, a single repair frequently costs more than a year of cover.
Accidental damage including cracked screens and backs, liquid damage, theft and mechanical breakdown outside the warranty, with unlimited claims and worldwide cover.
Yes, cover travels with the handset rather than stopping at the border.
Yes, and older handsets are often the ones most worth covering, because manufacturer support has ended and every repair from here is one you fund yourself.
Yes, several handsets sit on one policy and arrive as a single monthly payment.
Cover starts at £5.99 a month, with the price depending on the handset and the level of cover you choose.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
Get my instant quote →