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Every iPhone generation, one monthly price
Apple iPhone Insurance
iPhone insurance from Dynamo covers cracked screens, accidental damage, liquid damage and theft on every model Apple has made, from the iPhone 6 to the 17 Pro Max. Claims are unlimited, cover is worldwide, and you can cancel next month with no fee*.
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What our iPhone insurance covers
- Cracked screens and backs, the two most common iPhone claims
- Accidental damage however it happened
- Liquid damage beyond the IP rating on your model
- Theft, replaced with the same model, storage and colour
- Unlimited claims with a full warranty on replacements
Rear glass is the hidden cost
From the iPhone 8 onwards Apple has used glass on the back of the phone for wireless charging, and on many models that panel is bonded to the chassis, which historically made a cracked back one of the most expensive repairs Apple quoted. People budget for the screen and are caught out by the other side.
Water resistance is rated, not guaranteed
Apple states plainly that liquid damage is not covered by the warranty, and that the IP rating is not permanent and decreases as a result of normal wear. A three year old iPhone is materially less water tight than the one that was tested in a laboratory.
Why Dynamo
Cover that works the way you do
Cracked screens
Screen damage is the claim we handle most on iPhones, and because the display is bonded to the glass the repair replaces the whole assembly rather than a pane.
Cracked rear glass
The glass back needed for wireless charging is bonded to the chassis on many models, which is why a cracked back has often cost more to repair than a cracked front.
Liquid damage
Apple is explicit that liquid damage is not a warranty matter and that water resistance degrades with age, which leaves cover like this as the only route to a funded repair.
Theft
iPhones are the most stolen phones in Britain, and where yours is taken we replace it with the same model, storage size and colour.
Every generation covered
From the iPhone 6 through to the 17 Pro Max, including every SE, the XR and XS models, and the iPhone Air.
Cover once AppleCare has gone
AppleCare has to be bought while the phone is new, whereas our cover starts at any point in an iPhone’s life on identical terms.
What's covered
The detail, in plain English
No jargon and no surprises in the small print. The full wording is always a click away.
Get a Quote →If you own more than one Apple device, protecting them all under one policy can save you both money and hassle. With our multi-gadget insurance, you can combine coverage for your iPhone with other Apple devices, including iPads, Apple Watches, and additional iPhones in your household. Whether you’re upgrading regularly or managing a family’s worth of devices, we make it simple to keep them all safe.
Many of our customers insure more than one iPhone under the same policy, which is ideal for couples, families, or individuals with both work and personal devices. Each iPhone receives the same level of cover, whether it’s the latest iPhone 17 Pro Max or an older iPhone 13 Mini. You’ll benefit from like-for-like replacements, unlimited repairs, and the reassurance of a single, streamlined policy.
Your Apple Watch is with you almost all the time, making it especially vulnerable to knocks, scrapes, or loss. We provide full cover for all Apple Watch models, from the SE to the Ultra, ensuring you’re protected whether you’re tracking your workouts, taking calls on the go, or using Apple Pay. We’ll repair or replace your watch so you can get straight back to staying connected and active.
Your iPad is more than just a tablet; it’s a powerful tool for work, creativity, and entertainment. Our iPad insurance protects against accidental damage, liquid damage, loss, and theft. So whether your iPad Pro takes a tumble during a commute, your iPad Air gets water damaged, or your iPad Mini is misplaced, you can rest easy knowing we’ll repair or replace it quickly.
How it works
How to insure your Apple iPhone
01
Tell us which iPhone
The model and storage size is all we need, and a price comes back without a phone call.
02
Choose the start date
Cover can begin today or up to thirty days ahead if you have an upgrade on order.
03
Claim in the portal
Report the damage online at any hour and we will arrange a repair or send a replacement with a full warranty.
Why Choose Our iPhone Insurance?
Choosing Dynamo means choosing protection designed for real life:
- Fast repairs & replacements – we know you can’t be without your phone.
- Affordable monthly payments – cover from just a few pounds a month.
- Specialist knowledge – we insure thousands of iPhones every year.
- No hidden charges – what you see is what you pay.
The Dynamo way
Apple iPhone Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Every model we insure
Every generation from the iPhone 6 onwards, including the 6s, 7, 8, X, XR, XS, 11, 12, 13, 14, 15, 16 and 17 ranges, all SE models and the iPhone Air.
Yes, and there is no limit on how many times you can claim while the policy is running.
Yes, which matters because Apple explicitly excludes liquid damage from the warranty and says the water resistance rating decreases with normal wear.
Yes, and that is when most people come to us, because AppleCare cannot be bought once the initial window has closed.
Yes, several phones sit on one policy and arrive as a single monthly payment on the same date.
We replace it with the same model, storage and colour, and every replacement is fully warranted.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
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