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iPhone 16 Insurance
iPhone 16 insurance from Dynamo covers cracked screens, accidental damage, liquid damage and theft on the iPhone 16, 16 Plus, 16 Pro, 16 Pro Max and 16e. Claims are unlimited, cover applies worldwide, and you can cancel next month with no fee*.
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What our iPhone 16 insurance covers
- Cracked screens across all five models
- Cracked rear glass
- Liquid damage beyond the IP68 rating
- Theft, replaced like for like
- Camera Control button damage, new to this generation
The AppleCare window has closed
AppleCare has to be taken out within a set period after purchase, and for most iPhone 16 owners that window shut some time ago. Our cover has no such deadline, which is the main practical reason people insure a phone at this stage of its life.
A new button is a new opening
The 16 introduced the Camera Control, a capacitive control set into the side of the phone, and any new opening in a chassis is one more place for a hard landing to concentrate its force.
Why Dynamo
Cover that works the way you do
No AppleCare available
The window to buy AppleCare on an iPhone 16 has closed for most owners, so every repair from here is a paid one unless it is covered.
Cracked screens
A bonded display means a crack replaces the whole assembly, and on the 16 Pro Max that is the single most expensive part of the phone.
Camera Control damage
The new side control is an added component in the chassis, and damage to it is covered like any other accidental damage.
Liquid damage
Apple excludes liquid damage from the warranty and says water resistance decreases with normal wear, which a year of pocket life will have done.
Theft
The 16 is recent enough to be worth stealing and expensive enough to hurt, and a stolen phone is replaced like for like.
All five models
The 16, 16 Plus, 16 Pro, 16 Pro Max and 16e at every storage size.
What's covered
The detail, in plain English
No jargon and no surprises in the small print. The full wording is always a click away.
Get a Quote →From the sleek iPhone 16 to the powerful Pro Max, we insure every model in Apple’s iPhone 16 lineup.
The standard iPhone 16 offers a powerful upgrade on previous models, with improved battery life, a brighter display, and enhanced camera features.
Featuring the same technology as the iPhone 16 but with a larger screen and longer battery life, the Plus is the perfect model for streaming, gaming, and productivity.
The iPhone 16 Pro and Pro Max deliver Apple’s most advanced performance yet, with cutting-edge cameras, premium materials, and the new A18 chip for lightning-fast processing.
How it works
How to insure your iPhone 16
01
Tell us which iPhone 16
Model and storage size, with no proof of purchase needed.
02
Start it today
Quote, pay and the cover is running, with nothing to send in and no inspection of the handset.
03
Claim online
Report it in your portal at any hour and we will repair or replace with a full warranty.
Cover For Other iPhone Models
Looking for insurance on a different iPhone? We offer the same comprehensive protection across the whole Apple range:
The Dynamo way
iPhone 16 Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Every model we insure
The iPhone 16, 16 Plus, 16 Pro, 16 Pro Max and 16e at every storage size.
For most owners the window has closed, which is precisely why standalone cover with no purchase deadline is worth having at this stage.
Yes, damage to it is treated the same as any other accidental damage to the handset.
Yes, and Apple is explicit that liquid damage is not covered by the warranty and that water resistance decreases over time.
Yes, the policy follows the handset wherever it goes, so travel needs nothing arranged separately.
The same model, storage and colour comes back to you with a full warranty.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
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