Home / Smartwatch Insurance / Apple / Apple Watch Ultra Insurance
Built for the outdoors, covered for it too
Apple Watch Ultra Insurance
Apple Watch Ultra insurance from Dynamo covers cracked sapphire, accidental damage, band loss and theft on the Ultra, Ultra 2 and Ultra 3. Cover applies worldwide, claims are unlimited, and you can cancel next month with no fee*.
Get an instant price
What our Apple Watch Ultra insurance covers
- Cracked and chipped sapphire crystal
- Titanium case damage, including dents and deep gouges
- Accidental damage during diving, climbing, running and cycling
- Theft, replaced with the same case and connectivity
- Worldwide cover, wherever the watch is being used
The most expensive watch Apple makes
The Ultra costs several times what an SE does and its sapphire front is not a part anybody replaces cheaply, which changes the maths considerably. A single screen claim on an Ultra can be worth more than a decade of cover, and the watch is bought precisely to be worn where damage is likely.
Rated for depth, not for impact
Water resistance is not the same as being unbreakable, and the Ultra is no more immune to a rock face or a bike frame than any other watch, which is where the claims come from rather than the water.
Why Dynamo
Cover that works the way you do
Cracked sapphire
Sapphire resists scratches far better than glass but it still cracks under a sharp impact, and it is a considerably more expensive front to replace than the one on a standard watch.
Damage in the water and on the rock
Diving, open water swimming, climbing and trail running are what the Ultra is for, and damage that happens while doing any of them is covered without argument.
Case and bezel damage
A titanium case takes a serious hit before it marks, which means when it does mark, something substantial has happened, and both the case and the action button are covered.
Theft on expedition
Watches go missing from changing rooms, campsites and hotel safes, and we replace a stolen Ultra with the same generation and cellular configuration.
All three generations
The original Ultra, the Ultra 2 and the 2024 Ultra 3 are all covered, with no age limit on any of them.
Cover the bands too
Ocean, Alpine and Trail bands are not cheap and are easily lost in the water, so ask what can be added alongside the watch itself.
How it works
How to insure your Apple Watch Ultra
01
Tell us which Ultra
The generation is all we need, and a price comes back immediately with nothing else to complete.
02
Cover it before the trip
Start the policy up to thirty days ahead so the watch is covered from the day the expedition or the season begins.
03
Claim from wherever you are
Report it in the portal from anywhere in the world and we will repair or replace, with a full warranty on any replacement.
The Dynamo way
Apple Watch Ultra Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Every model we insure
FAQ
Apple Watch Ultra Insurance questions
Anything we've missed? We're on 0330 22 32 897 or in the portal.
All three, the original Ultra, the Ultra 2 and the Ultra 3, in every band and finish combination.
Yes, and it is worth insuring precisely because sapphire is more expensive to replace than the glass on a standard Apple Watch.
Yes, cover applies whatever you are doing, and damage sustained while diving or swimming is treated the same as any other accident.
Yes, cover is worldwide from the day the policy starts, with nothing extra to arrange before you travel.
Bands are handled separately from the watch, so ask what can be added when you quote rather than assuming either way.
We replace the Ultra with the same generation and connectivity, and the replacement is fully warranted.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
Get my instant quote →