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Fitbit Insurance
Fitbit insurance from Dynamo covers accidental damage, cracked screens, water damage and theft across the Sense, Charge, Inspire, Luxe and Versa ranges. Claims are unlimited, cover applies worldwide, and you can cancel next month with no fee*.
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What our Fitbit insurance covers
- Cracked and scratched displays
- Accidental damage, including impacts during exercise
- Water damage beyond what the tracker is rated for
- Theft, replaced like for like
- Band and clasp failure resulting in the device being lost or damaged
The device that never comes off
A Fitbit is worn while running, sleeping, showering and washing up, which is precisely the point of buying one and precisely why it takes more punishment than any phone. It is on your wrist for the knocks a phone would be safely in a pocket for.
Small device, awkward replacement
Trackers sit at a price where a repair is rarely economic and a replacement is an annoying unplanned cost, and because they are worn constantly the loss of one interrupts months of continuous data as well as costing money.
Why Dynamo
Cover that works the way you do
Cracked and damaged displays
A tracker on your wrist meets every door frame, worktop and gym machine you pass, and screen damage is the most common Fitbit claim we handle.
Damage during exercise
Weights, bike handlebars and swimming pool walls do most of the damage, and none of it counts against you when you claim.
Water damage
Every Fitbit has a rating and none of them is unlimited, so damage beyond what the manufacturer allows for is covered here rather than under warranty.
Lost through a failed band
A clasp that gives way while running usually means the tracker is gone rather than broken, so ask us about loss cover when you quote.
The whole range
Sense, Sense 2, Charge, Inspire, Luxe and Versa devices are all covered, at any age and whether or not the warranty has expired.
Add it to what you already insure
A Fitbit rarely justifies a policy of its own, which is why it can sit alongside your phone and tablet on one monthly payment.
How it works
How to insure your Fitbit
01
Tell us which Fitbit
The model is enough for a price, and there is nothing else to complete.
02
Add it to an existing policy
If you already insure a phone or laptop with us, the Fitbit joins the same bill rather than starting a new one.
03
Claim in the portal
Report it online at any hour and we will repair or replace the device with a full warranty.
The Dynamo way
Fitbit Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Every model we insure
We insure 5 Fitbit models with maximum device values from £200 to £300, including the Fitbit Charge 6, Fitbit Inspire 3, Fitbit Luxe, Fitbit Sense and Fitbit Sense 2.
If your model is not named here it is almost certainly still covered, so tell us what you have when you quote.
The Sense and Sense 2, the Charge range including the Charge 6, Inspire 3, Luxe and the Versa line, at any age.
Yes, where the damage goes beyond what the tracker is rated for, which is the point at which the manufacturer warranty stops helping.
Yes, and it is the claim we see most often on trackers, with no cap on the number of claims.
You can, though most people add it to a policy that already covers a phone or a laptop so it all arrives on one bill.
Yes, cover does not depend on the activity, which matters because that is when most damage happens.
We replace it with the same model and colour, and the replacement carries a full warranty.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
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