We offer Breakdown Cover in the UK and Europe, at the best price!

Don’t be left out of pocket in the event you breakdown! With our around-the-clock Breakdown Cover, you’re protected... wherever you are, whenever you are. With a range of Breakdown Policies to suit, we can assure that you’ll receive the best product at the best price!

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We offer a range of Policies

We offer a range of policies to suit, and offer UK and European Breakdown Cover.

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Multi-Vehicle Discount

Insure more and save! At Dynamo, we’re all about user loyalty. Save more when you take out a multi-car policy.

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24/7 Protection, 365 Days a year

We protect our users 24/7, 365 Days a Year.

Our ‘RescueMe’ App – Coming Soon

We're currently in the process of designing our RescueMe app, where we will be able to locate you and call Roadside Assistance right away.

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Our target response time is 40 minutes

Competitive response time. Utilising our network of Recovery Agents, our target time is 40 minutes! We’ll be with you in a flash, so you’re not left waiting.

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Read our Policy Wording

Please take the time to familiarise yourself with our Policy Wording Document. Here you will find information relating to your insurance policy.

See our policy wording

Got a Question?

Get in touch

Our Breakdown and Roadside Policies* include:

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Alternative Travel Cover

Alternate Transport or Car Hire for you to complete your journey.

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Emergency Overnight Accommodation

For you and up to 6 passengers.

Did you know, Dynamo Cover also offers the below Insurance Products?

Gadget Insurance - Dynamo Cover

Gadget Cover

Protecting your gadgets whether at home or not.

Get Gadget Cover
Home Emergency Cover | Dynamo Cover

Home Emergency & Boiler Cover

24/7 Emergency Cover for your Home and Boiler.

Get Home Emergency Cover
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UK & European Breakdown Cover

We are also a leading UK provider of Breakdown Insurance.

Get Breakdown Cover

What Now?

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Read Our Reviews

Browse thousands of reviews from our users. We value and appreciate feedback as it helps us to deliver a great user service.

Read Reviews

Call Our Sales Team Today

We're happy to answer any questions you may have.

Give us a call
Policy wording | Dynamo cover

Read our Policy Wording – Breakdown Insurance

Please take the time to familiarise yourself with our Policy Wording Document. Here you will find information relating to your insurance policy.

Our Breakdown Cover policy wording

We Rescue All Types of Vehicles

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Motorbikes and Scooters

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Cars and 4x4s

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Vans and LGVs

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Private Hire and Taxis

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Add our NEW Trailer and Caravan Cover

You will be liable for the full cost of private recovery. Depending on the distance and the time of the incident this could cost over £300! This is why you should get breakdown cover before an incident occurs!

If your car is already broken, you will not be able to buy insurance. If you buy breakdown insurance when your car is already broken down and try to claim, you will break the law and could end up with a criminal record and up to 6 months in prison (No-really! it’s very serious!)

If your policy includes ‘Home Assistance’ as a benefit, our Recovery Agent will attend your home address and attempt to fix your vehicle there, if this is not possible you may have the option to be taken to the nearest suitable garage.

You have the right to cancel this policy within 14 days of the date you purchased the policy or when you received the policy documents if this is later. This is known as your cooling off period. You do not need to provide a reason for cancellation, and we will provide a full refund of any premium paid less a £15.99 cancellation fee unless you have made a claim or there has been an incident likely to result in a claim. If you wish to cancel the policy after 14 days from the original date you first purchased the policy, we will provide a refund, less a proportionate charge for any cover already provided, unless a claim has been made or there has been an incident likely to result in a claim. This will be based on the number of months remaining until the expiry date, less a £9.99 cancellation fee. Where a claim has occurred or there has been an incident likely to result in a claim no refund of premium will be provided. This applies to new users only, and not renewal users.

You can transfer your Breakdown policy to another vehicle once the mid-term adjustment (MTA) fee of £15.99 has been paid and providing the new vehicle is the same age or younger than the existing one.

Yes, providing it is however we do not cover: Minibuses, motorhomes, horseboxes, or limousines, vehicles exceeding 3,500 kg (3.5 tonnes) gross vehicle weight.

What Our Users Say


Of users rate our service as Good or Excellent.


Of people could save by choosing to insure with us.


Of users would recommend us to a friend.

Internal Customer Service Charter 2020-2021

I joined DYNAMO this morning 27-08-21 as my previous breakdown cover supplier decided to cheat me on monthly payments and made it impossible to contact them easily. I then decided to try the DYNAMO policy/web site and found it very easy to navigate and ...

Dennis Grant

Had breakdown cover with dynamo for a couple of years. Never broke down once. Not one problem. Although, nice to have peace of mind. Dynamo did sort out a renewal error.(good stuff.)Would definitely use again when I purchase another vehicle.

Edward Watkins

Had a puncture whilst on holiday in Cornwall – the tyre company arrived within the hour. very quick and efficient service!

Deborah Hodges

Very good value my rating based on the quote been offered for car breakdown but not used the service, therefore, can not rate yet and hopefully never need them though 😉

Mr. Hallow

This is my 2nd year with Dynamo breakdown cover, only had to use once so far when my car broke down, arrived 15mins later, and on my way within 10mins. Uk Recovery plus cheapest I’ve ever had, with a great service.