Breakdown Insurance
Breakdown and Recovery Cover around the clock, wherever you are in the UK or Europe. Our competitive Breakdown Insurance covers: Cars, Vans, and now Caravans and Trailers!
We offer Breakdown Cover in the UK and Europe, at the best price!
Don’t be left out of pocket in the event you breakdown! With our around-the-clock Breakdown Cover, you’re protected... wherever you are, whenever you are. With a range of Breakdown Policies to suit, we can assure that you’ll receive the best product at the best price!
We offer a range of Policies
We offer a range of policies to suit, and offer UK and European Breakdown Cover.
Multi-Vehicle Discount
Insure more and save! At Dynamo, we’re all about user loyalty. Save more when you take out a multi-car policy.
24/7 Protection, 365 Days a year
We protect our users 24/7, 365 Days a Year.
Our ‘RescueMe’ App – Coming Soon
We're currently in the process of designing our RescueMe app, where we will be able to locate you and call Roadside Assistance right away.
Our target response time is 40 minutes
Competitive response time. Utilising our network of Recovery Agents, our target time is 40 minutes! We’ll be with you in a flash, so you’re not left waiting.
Read our Policy Wording
Please take the time to familiarise yourself with our Policy Wording Document. Here you will find information relating to your insurance policy.
See our policy wordingGot a Question?
Get in touchOur Breakdown and Roadside Policies* include:
Alternative Travel Cover
Alternate Transport or Car Hire for you to complete your journey.
Emergency Overnight Accommodation
For you and up to 6 passengers.
Did you know, Dynamo Cover also offers the below Insurance Products?
Home Emergency & Boiler Cover
24/7 Emergency Cover for your Home and Boiler.
Get Home Emergency Cover
UK & European Breakdown Cover
We are also a leading UK provider of Breakdown Insurance.
Get Breakdown CoverWhat Now?
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Read our Policy Wording – Breakdown Insurance
Please take the time to familiarise yourself with our Policy Wording Document. Here you will find information relating to your insurance policy.
Our Breakdown Cover policy wordingWe Rescue All Types of Vehicles
Motorbikes and Scooters
Cars and 4x4s
Vans and LGVs
Private Hire and Taxis
Add our NEW Trailer and Caravan Cover
Our Breakdown Cover FAQ's
You will be liable for the full cost of private recovery. Depending on the distance and the time of the incident this could cost over £300! This is why you should get breakdown cover before an incident occurs!
If your car is already broken, you will not be able to buy insurance. If you buy breakdown insurance when your car is already broken down and try to claim, you will break the law and could end up with a criminal record and up to 6 months in prison (No-really! it’s very serious!)
If your policy includes ‘Home Assistance’ as a benefit, our Recovery Agent will attend your home address and attempt to fix your vehicle there, if this is not possible you may have the option to be taken to the nearest suitable garage.
You have the right to cancel this policy within 14 days of the date you purchased the policy or when you received the policy documents if this is later. This is known as your cooling off period. You do not need to provide a reason for cancellation, and we will provide a full refund of any premium paid less a £15.99 cancellation fee unless you have made a claim or there has been an incident likely to result in a claim. If you wish to cancel the policy after 14 days from the original date you first purchased the policy, we will provide a refund, less a proportionate charge for any cover already provided, unless a claim has been made or there has been an incident likely to result in a claim. This will be based on the number of months remaining until the expiry date, less a £9.99 cancellation fee. Where a claim has occurred or there has been an incident likely to result in a claim no refund of premium will be provided. This applies to new users only, and not renewal users.
You can transfer your Breakdown policy to another vehicle once the mid-term adjustment (MTA) fee of £15.99 has been paid and providing the new vehicle is the same age or younger than the existing one.
Yes, providing it is however we do not cover: Minibuses, motorhomes, horseboxes, or limousines, vehicles exceeding 3,500 kg (3.5 tonnes) gross vehicle weight.
