Home / Home Policies / Gadget Insurance
Protect Your Tech, Anytime, Anywhere!
Gadget Insurance
- Covers accidental damage, theft, and loss.
- Worldwide protection for your gadgets.
- Insure multiple devices under one policy.
- Repair or replacement guarantee.
- Trusted by thousands of satisfied customers.

What Does Our Gadget Insurance Cover?
Insuring your gadgets, such as your phone or laptop, is crucial for day-to-day life, and it provides you with complete peace of mind should the worst happen. Whether your gadget was accidentally damaged or you’re at home or not, our competitive gadget insurance is there to cover the cost of the repair or replacement. With regards to what our bespoke gadget insurance policies cover, they include the following:
Why Dynamo
Cover that works the way you do
Accidental Damage
Our gadget insurance covers all forms of accidental damage, which can include dropping your phone on the floor to a drink falling onto your laptop. All of our policies are tailored to your needs and we are here to provide you with complete peace of mind because accidents do happen!
Water Damage
Gadgets that have been subjected to water damage are very common, and if your gadget is damaged by any type of liquid, you’ll be covered by our gadget insurance. If the gadget can’t be repaired, we’ll provide you with a replacement at no extra cost as part of our policy.
Loss and Theft
If your phone, tablet or laptop gets lost or, even worse… stolen, we’ll cover the cost of a replacement. As long as you have evidence of ownership of the gadget, we will arrange for the like-for-like replacement as soon as possible to replace your gadget.
Unlimited Repairs or Replacements
At Dynamo, our flexible gadget insurance policies offer unlimited repairs or replacements. Therefore, regardless of how many times you’ve accidentally dropped your phone or spilled a drink onto your laptop, you’ll never have to go without!
Warranty On All Replacements
If you have had a replacement gadget as part of our gadget insurance cover, we’ll provide you with a warranty on all repairs. Therefore, if anything goes wrong with the replacement, you can call us to discuss the issue.
Like for Like Replacements
All of our gadget insurance policies will provide you with a like-for-like replacement should your gadget be lost, stolen or damaged! Therefore, if you insure an iPhone 16, you’ll receive the exact same iPhone 16 model that you had insured.
What's covered
The detail, in plain English
No jargon and no surprises in the small print. The full wording is always a click away.
Get a Quote →A standout feature of our comprehensive gadget insurance is the fact that it protects all of your gadgets worldwide. Therefore, if you have an issue with your gadget wherever you are in the world, you can speak to our friendly team for assistance.
At Dynamo, we take great pride in offering affordable gadget insurance, and you’ll receive all of our benefits from insuring just a single gadget. Whether you want to insure your phone, tablet, laptop or any other gadget, get in touch today for a quote.
If you are a “gadget guru” with all the latest tech, why not protect all of your beloved gadgets with our multiple gadget insurance cover? By insuring multiple gadgets, you’ll benefit from our multi-policy discount!
Device by device
Cover for every gadget you own
Every device below has its own page, its own detail, and the same one-bill treatment.
How it works
How To Insure Your Gadgets With Dynamo
01
Choose Your Cover
Select the level of protection you need for your gadgets. From accidental damage to theft and loss, we’ve got you covered.
02
Add Your Gadgets
List the devices you want to insure, including phones, laptops, tablets, and more. It’s quick and straightforward!
03
Start Your Cover
Complete your payment, and your gadgets will be protected instantly. Relax, knowing Dynamo has your back anytime, anywhere.
The Dynamo way
Gadget Insurance, minus the annoying parts.
With Dynamo
- Theft, damage and breakdown
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
One monthly payment
Add another product and the bill just updates.
Everything you hold with us is collected together, once a month, on the same date. Tick anything below to see what your bill would look like.
✓Cancel any product at any time. The next bill simply drops by that amount.
Get my instant quote →Prices shown are illustrative. Your price depends on the details you give us at quote.
Gadget cover is designed to cover the costs to repair or replace your phone, tablet, camera or other gadgets should it be damaged. It is also designed to cover the cost of a replacement should it be stolen!
This depends on the value of the gadget – Gadget insurance is calculated based on the level of cover you wish to insure. £500 worth of cover would be a cheaper policy than £2000 worth of cover.
We have a very straightforward claims process, and you can contact us at any time to register a claim. Our claims handler will give you instructions on what to do next, and you will also be required to complete some paperwork. We may also have to speak with some third parties (such as the police), and depending on their response time, this can cause a delay, but this is out of our hands.
When you buy gadget insurance, you will be required to provide evidence of ownership and condition. If you don’t provide this, then you may find you are not insured should something happen! Restrictions on how old a device is may also apply.
Dynamo Cover has been the comparison site’s favourite Gadget Insurance product for a number of years.
Other cover
Types of Gadget Insurance We Offer:
Phone Insurance
Your phone is an essential part of your daily life, and unexpected damage or loss can disrupt everything. With our phone insurance,…
Find out moreLaptop Insurance
Laptops are vital for work, study, or leisure, and repairing or replacing them can be costly. Our laptop insurance provides comprehensive coverage…
Find out moreTablet Insurance
Tablets combine portability and power, making them indispensable for work and play. Our tablet insurance protects your device from accidental damage, theft,…
Find out moreGet covered in about a minute
No phone call, no paperwork, no twelve month commitment.
Get my instant quote →