What does Gadget Insurance Cover?

Our competitive Gadget Cover insures you whether you're Home or not, and provides complete peace of mind should the worst happen. Our bespoke Policies cover:

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Accidental Damage

We’ll cover accidental damage across your phone, tablets and laptops. All Gadget Insurance Policies are tailored to you! 

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Water Damage

If your gadget gets water damaged, we’ll cover the cost of replacing or repairs! 

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Loss and Theft

If your phone, tablet or laptop gets lost or even worse… stolen, we’ll cover the cost of a replacement.

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Unlimited Repairs or Replacements

At Dynamo, our flexible Gadget Insurance Policies offer unlimited repairs or replacements, so you never have to go without! 

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12 Month Warranty on all Replacements

We also offer complete peace of mind with our Gadget Insurance Cover, by providing 12 Months Warranty against all gadget replacements. 

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Like for Like Replacements

Your Gadget Insurance Policy will provide you with a like-for-like replacement should your gadget be lost, stolen or damaged! 

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Worldwide Cover

Our comprehensive cover, protects your gadgets worldwide! Speak to one of our friendly team members today, and get your competitive quote.

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Single Gadget Cover

Only want to insure your mobile phone or computer? No problem! 

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Multi Gadget Insurance available

Gadget Guru? Why not protect all of your beloved gadgets with our Multiple Gadget Insurance Products? Speak to our team today and receive great multi-policy discounts! 

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Did you know, Dynamo Cover also offers the below Insurance Products?

Home Emergency Cover | Dynamo Cover

Home Emergency & Boiler Cover

24/7 Emergency Cover for your Home and Boiler.

Get Home Emergency Cover
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UK & European Breakdown Cover

We are also a leading UK provider of Breakdown Insurance.

Get Breakdown Cover
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Bicycle Insurance

Don’t be left out of pocket in the event your bicycle is damaged, or even worse...stolen! Insure your bicycle today with Dynamo Cover ltd.

Find Out More

What Now?

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Read Our Reviews

Browse thousands of reviews from our users. We value and appreciate feedback as it helps us to deliver a great user service.

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Call Our Sales Team Today

We're happy to answer any questions you may have.

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Read our Policy Wording – Gadget Insurance

Please take the time to familiarise yourself with our Policy Wording Document. Here you will find information relating to your insurance policy.

See our policy wording

Gadget Cover is designed to cover the costs to repair or replace your phone, tablet, camera or other gadgets should it be damaged. It is also designed to cover the cost of a replacement should it be stolen!

This depends on the value of gadget – Gadget Insurance is calculated based on the level of cover you wish to insure. £500 worth of cover would be a cheaper policy than £2000 worth of cover.

We have a very straightforward claims process and you can contact us at any time to register a claim. Our Claims handler will give you instructions on what to do next, and you will also be required to complete some paperwork. We may also have to speak with some third parties (such as the police) and depending on their response time this can cause a delay, but this is out of our hands.

When you buy Gadget Insurance, you will be required to provide evidence of ownership and condition. If you don’t provide this then you may find you are not insured should something happen! Restrictions on how old a device is may also apply.

Dynamo Cover has been the comparison site’s favourite Gadget Insurance product for a number of years. This coupled with our “Excellent” rating on Trustpilot and multi-award-winning business, means you’re in safe hands.

What Our Users Say


Of users rate our service as Good or Excellent.


Of people could save by choosing to insure with us.


Of users would recommend us to a friend.

Internal Customer Service Charter 2020-2021

I have been a user with Dynamo cover for the past 3 years, I certainly would recommend them.


It was easy to sign up and all details were well explained hope to have a great experience with the cover.

Solomon Kataba

Used this company in the past & now I have returned to them, provide first class cover at a competitive price

CJ Quest

Fantastic user service. I forgot to renew and they made it as easy as possible as well as offering a generous discount. 
Very nice to deal with – would highly recommend

Laura McGurk

Great company with an outstanding user service. I used them again as I had no problem using them last year. Definitely recommend them for gadget cover.

Sam Davies