Dynamo Cover
Insurance that works like a subscription.
Spread the cost of your cover and cancel whenever you need to. You manage everything yourself in the portal, saving on phone queues and admin fees.
Products
Pick your cover.
Pay by the month.
Our products are highly rated and priced monthly. Take one or take several; they all land on the same bill.
Breakdown Cover
UK and Europe, around the clock
from £4.01/moGadget Insurance
Theft, damage and breakdown
from £5.99/moGAP Insurance
Covers the write-off shortfall
from £7.99/moParts & Labour Insurance
Repair costs covered when your vehicle breaks down
from £4.99/moPot Hole Cover
Wheels, tyres and bodywork covered
from £4.99/moExcess Protect
Your motor excess reimbursed after a claim
from £3.00/moVehicle Hire
A guaranteed hire car while yours is off the road
from £3.99/moOne monthly payment
Add another product and the bill just updates.
Everything you hold with us is collected together, once a month, on the same date. Tick any mix of products to see what your bill would look like.
✓Cancel any product at any time. The next bill simply drops by that amount. Manage it all yourself in the portal.
Get my instant quote →Prices shown are illustrative. Your price depends on the details you give us at quote.
Why monthly?
Why pay for a whole year up front?
Cancel anytime
There is no 12 month lock-in and no cancellation fee* if you simply cancel next month. If your circumstances change, your cover can too.
One monthly bill
All of your policies are collected as a single monthly payment on the same date each month. Add a product and the next bill simply updates.
Save on admin fees
Change your reg, upgrade your cover or add a gadget yourself in the portal, at any time of day, without paying a fee for the privilege.
The Dynamo way
Insurance, minus the annoying parts.
With Dynamo
- One monthly payment covers every policy you hold
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Authorised by the FCA
Firm reference number 781314
Highly Rated Products
Across our whole range
Protected by the FSCS
And a proud member of BIBA
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Read more →FAQ
Frequently asked questions
The monthly price is simply the cover cost spread across the year, with no interest and no credit agreement. Because we are fully digital, our overheads and your price stay low.
Yes. Cancel from the portal in about a minute. Your cover runs to the end of the month you have paid for, and no further payments are taken.
Monthly renewal does not necessarily reset claim or benefit limits. Some products have annual or rolling 12-month claim, benefit or aggregate limits. Check the policy wording and schedule for the limits that apply.
Many self-service changes in the portal are free. If a fee applies to a transaction, product change or assisted service, we will show it before you proceed.
Every Dynamo product you hold is collected as one monthly payment on the same date each month. Add or remove a product and the next bill adjusts automatically.
Our products are highly rated, and we are authorised and regulated by the FCA.
Start a claim from the portal at any hour. For breakdowns, help is dispatched around the clock, anywhere in the UK or Europe.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
Get my instant quote →