Navigating the roads can be unpredictable, and breakdowns often strike when least expected. As a breakdown cover provider, our mission is to ensure drivers feel supported and prepared for roadside mishaps. But how can you be certain that you are covered?
To shed light on the telltale signs that indicate whether you have breakdown cover for your car, we discuss everything you need to know.
How To Find Out If You Have Breakdown Cover
At Dynamo, we make things simple, and you can easily find out whether you have breakdown cover for your vehicle by visiting our portal and navigating to the appropriate section.
However, not every company makes things that simple, and you may need to dig further to find out if you have breakdown cover. For example, to find out if you are covered and by whom, you can carry out the following:
- Search terms such as “breakdown”, “policy”, and your car’s registration in your emails
- Check your bank statements for when payment was taken and search your emails around that date (Note: some provider’s trading names and actual company names may differ on your bank statement)
- If you have a relatively new car or an approved used, you may be covered by the manufacturer for a certain period
- Depending on who you insure your vehicle with, they may have created a bundle package whereby your car is insured and covered in the case of a breakdown
If no payments have been taken and you can’t find any emails, the likelihood is that you might not have breakdown cover. However, most providers do have an auto-renewal in place to ensure you don’t lose your cover by mistake.
Do You Even Need It?
Although breakdown cover isn’t a legal requirement, it does provide complete peace of mind. Whether your car won’t start or you’ve broken down in the middle of nowhere, getting your car recovered is made easy and stress-free with breakdown cover.
On top of the peace of mind, without being covered, it can also be very expensive to sort out. For example, if your car breaks down and you want to be recovered, you’ll need to sort out the towing fees, repairs, and potentially overnight accommodation.
What Level Of Cover Do You Have?
Once you’ve located your breakdown cover details, you’ll also want to find out what type of cover you have.
For example, is it car or personal cover? are you covered to drive in Europe? Will you be recovered back home wherever you break down in the UK? All this can be found in your policy wording.
Final Words
Confirming your breakdown cover isn’t just about peace of mind; it’s about safeguarding yourself against unforeseen breakdowns. Cars can break down for several reasons, and it’s really not worth risking driving without appropriate coverage.
As well as confirming that you have cover, we also recommend that you check the type of cover you have. For example, is it national? If you breakdown in Edinburgh, will you be recovered back home to London?
If you have any further questions regarding breakdown cover, feel free to get in touch with our team and we’ll be happy to help.
