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Xiaomi, Redmi and POCO covered
Xiaomi Insurance
Xiaomi insurance from Dynamo covers cracked screens, accidental damage, liquid damage and theft across the Xiaomi, Redmi and POCO ranges. Claims are unlimited, cover is worldwide, and you can cancel next month with no fee*.
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What our Xiaomi insurance covers
- Cracked screens on every model in all three ranges
- Accidental damage however it happened
- Liquid damage, including on models with no IP rating
- Theft, replaced like for like
- Camera module damage on the Ultra handsets
Three brands, one repair problem
Xiaomi, Redmi and POCO cover everything from a hundred pound handset to the Ultra models with camera hardware that costs real money, and the common thread is that authorised repair in Britain is limited. Parts for the cheaper models in particular can be slow to source, which makes replacement cover more useful than repair cover alone.
Big cameras stick out
The Ultra models carry enormous camera housings that protrude well beyond the body, and that housing takes the impact whenever the phone lands face up, which on a phone with that much glass in the camera stack is not a cheap thing to break.
Why Dynamo
Cover that works the way you do
Cracked screens
Every Xiaomi, Redmi and POCO display is bonded to the glass, so a crack means a full panel replacement whatever the phone cost.
Camera housing damage
The Ultra models carry camera modules that stand well proud of the body, and they meet the ground first when the phone lands face up.
No IP rating on many models
A large share of Redmi and POCO handsets carry no water resistance rating at all, which makes a spill a straightforward write off without cover.
Theft
A stolen handset is replaced with the same model, memory and storage rather than a near equivalent.
All three ranges
Xiaomi numbered flagships, the T and Lite variants, every Redmi and Redmi Note, and the full POCO F, X and M lines.
Parts availability
Sourcing parts for older Xiaomi models in Britain can be slow, which is why cover that will replace the handset matters as much as cover that repairs it.
What's covered
The detail, in plain English
No jargon and no surprises in the small print. The full wording is always a click away.
Get a Quote →We provide insurance across the full Xiaomi 11 and 12 range:
Xiaomi 11 & Xiaomi 11 Pro include stylish designs with premium performance, insured against accidental damage, theft, and loss.
Xiaomi 12S, 12S Pro & 12S Ultra are next-generation flagship phones with advanced cameras and hardware, all covered under our specialist insurance.
Xiaomi 12 Lite, 12T & 12T Pro are lighter and more affordable models, plus powerful performance options, all insured for full protection and peace of mind.
How it works
How to insure your Xiaomi
01
Tell us which Xiaomi
The model, memory and storage is enough for an instant price.
02
Start cover today
No age limit, no waiting period and no proof of purchase.
03
Claim online
Report it in your portal and we will repair or replace with a full warranty.
Cover that outlives the manufacturer warranty
Manufacturer plans have to be bought when the device is new, and they run out. Ours do not work that way. A Xiaomi bought five years ago goes on a policy on the same terms as one bought last week, which matters because it is the device people are least able to be without, which is why we repair or replace rather than leaving you waiting.
What is not covered
Cover is for accidents and theft, not for the passage of time. Wear and tear, scratches that do not affect how the phone works, battery capacity dropping with age and faults that fall to the manufacturer all sit outside the policy. Deliberate damage is not covered, and neither is a phone left somewhere obviously unsafe. The full wording sets it out properly and is always a click away.
The Dynamo way
Xiaomi Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Every model we insure
We insure 181 Xiaomi models with maximum device values from £200 to £1,500, including the Xiaomi Redmi 6A, Xiaomi Mi Note Lite (6GB + 64GB), Xiaomi 11T Pro 8GB/128Gb, Xiaomi POCO F8 Pro (12GB + 256GB) and Xiaomi POCO M7 Pro 5G (12GB + 256GB).
If your model is not named here it is almost certainly still covered, so tell us what you have when you quote.
The Xiaomi numbered flagships including the T, Lite and Ultra variants, the whole Redmi and Redmi Note range, and every POCO F, X and M series handset.
Yes, and it is particularly worth having because many Redmi and POCO models carry no IP rating whatsoever.
Yes, all three brands sit under the same cover on the same terms.
Yes, damage to the camera housing is treated the same as any other accidental damage.
Yes, there is no age limit, and older handsets are often the ones hardest to get repaired.
The same model and configuration comes back to you, carrying a full warranty from the day it arrives.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
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