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Cracked glass, knocks and theft covered
Apple Watch Insurance
Apple Watch insurance from Dynamo covers cracked screens, accidental damage and theft on every model from the original Series 1 to the current Series 11, SE and Ultra. We repair or replace, claims are unlimited, and you can cancel next month with no fee*.
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What our Apple Watch insurance covers
- Cracked and shattered glass, by far the most common watch claim
- Accidental damage, including knocks against door frames and walls
- Theft, replaced with the same case size and material
- Damage during sport, which is when most of it happens
- Cover worldwide, with a full warranty on replacements
Worn, not carried
A watch sounds safer than a phone because it is strapped on rather than carried in a pocket, but that is exactly the problem, since it goes wherever your hand goes and takes the impact when a hand goes out to break a fall. The display also sits proud of the case on most designs, so it meets the door frame before the case does.
Sport is where the damage happens
People buy an Apple Watch to track running, cycling, climbing and swimming, and then wear it while doing those things, which is the whole point and the reason the glass gets broken. Cover applies whatever you were doing at the time.
Why Dynamo
Cover that works the way you do
Cracked glass
The screen is the part that meets the wall, the door frame and the pavement first, and cracked glass makes up the overwhelming majority of Apple Watch claims we handle.
Damage during exercise
Gyms, bike frames and climbing walls account for a lot of broken watches, and none of it counts as misuse as far as your policy is concerned.
Theft
Where the watch is taken and you can show it was yours, we replace it with the same case size, material and connectivity rather than the nearest equivalent.
Every model and finish
Aluminium, stainless steel and titanium cases are all covered, in GPS and cellular, across every generation back to the original.
No age limit
AppleCare has to be bought while the watch is new, whereas our cover can begin at any point, which suits the older watches that get handed down or worn hardest.
Add it to the family policy
The watch can sit alongside the phones, tablets and laptop on one policy with a single payment date, and any of it can be dropped next month.
How it works
How to insure your Apple Watch
01
Tell us which watch
Give us the series, case size and whether it is cellular, and the price comes back straight away.
02
Cover it from day one
Start today or up to thirty days ahead, which is worth doing before a new watch arrives rather than after the first knock.
03
Claim in the portal
Report the damage online at any hour and we will arrange the repair or send a replacement carrying a full warranty.
The Dynamo way
Apple Watch Insurance, minus the annoying parts.
With Dynamo
- Cancel your next month from the portal with no fee*
- Change your details for the next month with no fee*
- Manage everything 24/7 in your portal
- Choose when to start, up to 30 days ahead
The old way
- A separate bill for every policy
- Locked in for twelve months
- Admin fees for the smallest change
- Phone queues and office hours
- Paperwork before anything begins
Devices covered
Every model we insure
Every one, from Series 1 through to Series 11, along with all three SE generations and every Ultra, in aluminium, stainless steel and titanium, GPS and cellular.
Yes, and it is the claim we see most, with no limit on how many times you can claim while the policy is running.
Yes, cover does not depend on what you were doing at the time, which matters given how many watches are damaged in a gym or on a bike.
Yes, cover travels with the watch rather than stopping at the border, so holidays and races overseas need nothing arranged separately.
Yes, a watch bought six years ago goes on cover on the same terms as one bought this morning, because nothing in the policy depends on the age of the device.
We send the same case size, material and finish back to you, with a full warranty on the replacement.
Get covered in about a minute
No phone call, no paperwork, no twelve month commitment.
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